MONEY CALCULATORS

Wealth Over Time

Explore how contributions and compound growth can add up. Save your assumptions and revisit them later.

Your starting point

Starting invested balance ($) Time horizon (years)

All amounts are US dollars in today's purchasing power. The starting balance is your baseline, not a historical cost basis.

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Annual contribution ($)

Real annual return (%)

Your expected yearly investment return after inflation: roughly, investment return minus inflation.

For example, an 8% return with 3% inflation is about 5% real. Enter that inflation-adjusted rate here; we compound it over time.

Each scenario can use its own rate. The 5% default is an editable assumption.

Monthly contribution ($)

Real annual return (%)

Your expected yearly investment return after inflation: roughly, investment return minus inflation.

For example, an 8% return with 3% inflation is about 5% real. Enter that inflation-adjusted rate here; we compound it over time.

Each scenario can use its own rate. The 5% default is an editable assumption.